Sr. No.

Type of Loan

CCBs to PACS

To ultimate borrower

1.

S.T. Agri.

5.50%

7%

2.

Petty Shop Keepers

13%

15%

3.

Rural Artisans

13%

15%

4.

S.T.Consumption

13%

15%

5.

M.T. Agri.

12%

14%

6.

M.T./IRDP/SGSY

12%

14%

7.

S.H.G.

12%

14%

8.  a)

NFF / Farm Sector Advances

i) Upto Rs. 50000/-

11%

ii) Rs. 50001/- to less than Rs. 2.00 Lacs

12%

iii) Rs. 2.00 Lacs to less than Rs. 5.00 Lacs

12.50%

iv) Rs. 5.00 Lacs & above

12.50%

b)

Cash Credit Limit under NFF & Farm Sector

i) Below Rs. 2.00 Lacs

11.25%

ii) Rs. 2.00 Lacs to less than Rs. 5.00 Lacs

11.25%

iii) Rs. 5.00 Lacs & above

11.25%

c)

Rural Housing / Urban Housing

i) Upto Rs. 100000/-

10%

ii) Rs. 100001/- to less than Rs. 5.00 Lacs

10%

iii) Up to 5.00 Lacs (Staff)

9%

iv) Rs. 5 Lacs & above

10%

v) Rs. 5.00 Lacs & above (Staff)

9%

d)

Loan Against Property

10.90%

9.

Loan Against NSC

1. Individuals/Other

1% above intt. Earned by the depositors on NSCs

1. Bank Staff

50% above intt. Earned by the depositors on NSCs

10.

M.T.Loan Consumer Durable

1. Bank Staff

9%

1. Individuals/Other

11.25%

11.

Cash Credit All types & other short term loans, S.T. Industrial, Fertilizer etc. (Expect RCC)

15%

12.

Revolving  Cash credit

1. Upto Rs.

12%

1. Above Rs.

12.50%

13.

Cash Credit limit to Employees

9%

14.

Vehicle Loan

1. Cibil Score 800 and Above

8.5%

1. Cibil Score 700 and Below 800

8.75%

1. Cibil Score 600 and Below 700

9%

1. Cibil Score Below 600

Not Accepted

1. Cibil Score   (  0 To 1)

9%

1. Cibil Score   (  1 To 5)

9%

15.

Vehicle Loan for C.B. Employee

1. Cibil Score 800 and Above

8%

1. Cibil Score 700 and Below 800

8.25%

1. Cibil Score 600 and Below 700

8.50%

1. Cibil Score Below 600

Not Accepted

1. Cibil Score   (  0 To 1)

9%

1. Cibil Score   (  1 To 5)

9%

Sr. No.

Type of Loan

CCBs to PACS

To ultimate borrower

1.

S.T. Agri.

5%

5%

2.

Other Loan all Type

3%

3%